Did You Invest Through the ABLRate Platform?

If you invested through ABLRate, we may be able to help you explore options to recover your funds.

Key Facts You Should Know

• Matthew Haycox, linked to several ABLRate-related entities, was disqualified as a director for 12 years in October 2010. The Insolvency Service described his conduct as “reckless.”
• The Administrators of Huddle SPV 4 Ltd allege that Mr Haycox may have acted as a de facto or shadow director and personally benefited from significant unpaid loans from the company.
• A bankruptcy petition was filed against Mr Haycox by the administrators—and he was declared bankrupt (again) on 11 February 2025.
• A £5.6 million fraud claim has been brought against Mr Haycox by Lowry Trading Ltd and Scott Fletcher.
• Manolete Partners, a litigation funder, is pursuing a breach of fiduciary duty claim against Mr Haycox and other directors of AIF 1 Ltd.
• Updates to investors by ABLRate (January 2023) suggest that Access Commercial Investors 4 Ltd’s administrators may be seeking redress from the wider group.
• Court listings show Mr Haycox as a respondent in a Manolete claim against Access Commercial Investors 4 Plc.
• Mr Haycox was also described as an intermediary and introductory broker for both the ABLRate companies and Huddle Capital Group Ltd.
• He remains the second-largest shareholder in Aviation and Tech Capital Ltd.
• At the time of administration, borrowers on the ABLRate platform owed investors £21.48 million. The expected recovery for loan investors is currently “unknown.”

What Were ABLRate’s Regulatory Obligations?

As an FCA-regulated firm, ABLRate was legally required to:

Under FCA’s Principles for Businesses (PRIN):

• (PRIN 2) Conduct business with skill, care, and diligence
• (PRIN 6) Treat customers fairly and act in their interests
• (PRIN 7) Communicate clearly, fairly, and without misleading information

Under the FCA’s Conduct of Business Sourcebook (COBS):

• COBS 2.1.1R(1): Act honestly, fairly, and professionally in the client’s best interests
• COBS 4.2.1R(1): Ensure all communications and financial promotions are fair, clear, and not misleading

Can Secure Asset Recovery Help ABLRate Loan Investors?

The honest answer: we don’t know yet.

However, in 2024 alone, Secure Asset Recovery successfully helped recover over £35 million for victims of financial misconduct — all on a no win, no fee basis.

If you were an investor with ABLRate, we’d like to hear from you and assess whether we may be able to assist in recovering your funds.

➡️ To get in touch: Email info@secureassetrecovery.net with “ABL” in the subject line.

Who Are Secure Asset Recovery?

We are UK-based specialists in fraud recovery, and we’ve helped thousands of clients successfully reclaim funds. Even in complex and high-value cases, we’ve often succeeded where banks and institutions initially declined to help.

📢 See what our customers say about us on Trustpilot.

Regulatory Information

• Secure Asset Recovery is authorised and regulated by the Financial Conduct Authority (FRN: 937096)
• Registered with the Information Commissioner’s Office (No: A8986071)
• Company Number: 12855931 (England & Wales)
• Head Office: 3rd Floor, 86–90 Paul Street, London, EC2A 4NE